Friday, March 18, 2011

If a person repented and owed money but could not pay it off, what will his fate be in the Hereafter?

If a person repented and owed money but could not pay it off, what will his fate be in the Hereafter?
In the book al-Tawwaabeen it says that a young man and his wife repented and he said to al-Sirri: I owe money. al-Sirri said: On the Day of Resurrection the penitent and his opponents will be brought and it will be said to them: Let him off, for Allaah will compensate you. 

From Quran Blog 

And important note that we want to discuss and share with you its is about reading Quran and Reciting Holy Quran to understand it, Ramadan is the month when the beautiful the Holy Quran has been revealed.  A miracle by the creator of the worlds, Allah (SWT)  Should we not glorify him by reading the gift he has sent down for us and learn Arabic Quran by heart  to feel the power of it and learn is with translation to understand it and let our heart fill will tears of glory and wash away our sins  “Will they not meditate on the Quran, or are there locks on the hearts”, read Holy Quran, Surah Muhammad, Verse 24.

End from holy Quran reciter blog

My question is: 

If a person repents sincerely and wants to restore people’s rights, whether that is money or anything else, but he cannot do so for some reason or another, will Allaah restore them on his behalf and never punish him in the grave or in the Hereafter?.


Praise be to Allaah.

Repentance means turning back to Allaah and turning from
disobedience to obedience, and restoring people’s rights. We have to
understand that repentance is obligatory for every Muslim as Allaah says
(interpretation of the meaning): 

“O you who believe! Turn to Allaah with sincere

[al-Tahreem 66:8] 

Allaah rejoices over the repentance of the penitents even
though He has no need of their obedience. He tells us that He loves the
penitent, as He says (interpretation of the meaning): 

“Truly, Allaah loves those who turn unto Him in repentance
and loves those who purify themselves”

[al-Baqarah 2:222] 

The one who transgresses against people transgresses against
either their material rights or their intangible rights. In either case he
is transgressing against the rulings of sharee’ah. 

Based on that, he needs to repent sincerely concerning that
which is between him and his Lord, and he needs to restore people’s rights.
With regard to intangible rights, the way to do it – besides repenting
sincerely – is to pray for forgiveness for them and make du’aa’ for them, if
they did not know that he had wronged them. But if he backbit about them,
and they got to hear about that, then he must also apologize to them and ask
them to forgive him. 

With regard to material rights, repentance between him and
his Lord is not sufficient, and making du’aa’ for the person is also not
sufficient. Rather he must restore these material rights and return things
to their owners. If they are not there then he must return it to their

If he is unable to return it because he does not know who the
owner is, then he should give it in charity on his behalf. If he is unable
to do that because he is poor, then there is the hope that if his repentance
is sincere, then Allaah will pay it off on his behalf so that the owner will
be pleased with that, and there is the hope, in sha Allaah, that Allaah will
not punish him in the grave or in the Hereafter. 

But if he does not repent, then Allaah will restore the
person’s rights from the hasanaat (good deeds) of the transgressor; if his
hasaanat are all used up then some of the sayi’aat (bad deeds) of the one
who was wronged will be taken and added to the burden of the transgressor.
This is true bankruptcy, in addition to the punishment that Allaah will
inflict on him because of his transgression against sharee’ah. 

It says in Rawdat al-Taalibeen (11/246, 247): 

If there is any financial right that is connected to the sin,
such as withholding zakaah, seizing by force or crimes against people’s
wealth, then in addition to that – i.e., repentance – he must also discharge
the duty of paying zakaah or returning people’s wealth if it is still there,
or by giving something of equal value if it is no longer there, or he may
ask the one to whom it rightfully belongs to let him off. 

If the one who was transgressed against was not aware of it,
he should be told and the transgressor should ensure that what is rightfully
his reaches him. If he has died then he should give it to his heir. If he
has no heir and nothing is known of him then he should give it to the qaadi
whose conduct is good and who is known for his religious commitment. If that
is not possible then he should give it in charity on his behalf to the poor,
with the intention of compensating him if he finds him. 

If he is in financial difficulty, then we think that he
should form the intention to pay it back when he can afford it. If he dies
before he is able to afford it, then we hope that he will be forgiven by
Allaah’s grace. 

Al-Nawawi said: I say: The apparent meaning of the Sunnah is
that wrongdoing is still attached to him until he pays it back, even if he
dies when he is in financial difficulty and is unable to pay it back, if he
persisted in not intending to pay it back. 

But if he had taken a loan in a permissible manner, but he
remained unable to pay it off until he died, or he destroyed something by
mistake and was unable to pay compensation for it until he died, then it
seems that in this case he will not be required to pay for it in the
Hereafter, because he did not commit a sin, and we hope that Allaah will
compensate the owner. 

With regard to backbiting, if news of it does not reach the
victim, then I have read in the fatwas of al-Hinaati that it is sufficient
for him to regret it and pray for forgiveness. If news of that did reach
him, then the proper way is to contact the victim and ask him to forgive
him. If he is not able to do that because he has died or he is away, then he
should pray for forgiveness for him. There is no point in seeking
forgiveness from the heirs. This is the view of al-Hinaati. End quote. 

And Allaah knows best.

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